Tacoma Lyft Accident Lawyer

Being injured in a Lyft accident is confusing. Given the unique circumstances surrounding rideshare collisions, you might not know what to do next or how to recover your losses. Experienced Lyft accident lawyers in Tacoma will guide you through the insurance claim process.

The legal team at NextLaw has over 100 years of combined experience protecting our clients’ rights. Our Tacoma rideshare accident lawyers will investigate the accident scene and build a strong case against the negligent driver. Injured in a Tacoma Lyft accident? Call Dan Next!

Tacoma Lyft Accident Attorneys Offer Personalized Legal Care

When you work with our law firm, you’re getting compassionate support during a difficult time. Our car accident lawyers in Tacoma understand your unique situation and provide authentic guidance tailored to your needs. We take the time to explain your options clearly and keep you informed at every step, so you never feel left in the dark.

From handling insurance negotiations to representing you in a claim, we will help you handle the legal process with confidence. You can focus on your recovery, knowing that experienced legal professionals are advocating for you.

Understanding Lyft’s Insurance System

Lyft operates under a complex insurance system that can be confusing if you’re involved in an accident. The rideshare company provides different levels of coverage depending on whether the driver was offline, waiting for a ride request, or actively transporting a passenger at the time of the accident.

Navigating these insurance layers can be challenging, especially when dealing with medical bills, lost wages, and car repairs. Our Tacoma personal injury lawyers will help you understand which insurance applies and how to file a claim.

Driver Offline

If the Lyft driver was not using the app at the time of the accident, they are considered offline. In this case, Lyft’s insurance does not provide any coverage.

Any damages to vehicles, property, or injuries to people involved in the accident are generally covered by the driver’s personal auto insurance policy.

Driver Waiting for a Ride Request

When a driver is logged into the Lyft app but has not yet accepted a ride, they are considered available or waiting for a ride request. During this period, Lyft provides limited liability insurance.

This coverage can help with some bodily injuries or property damage, but the limits are usually lower than when a passenger is in the vehicle.

Driver Actively Transporting a Passenger

If the driver has accepted a ride and is actively carrying a passenger, Lyft’s commercial insurance policy is in effect. This coverage generally provides higher limits for both bodily injury and property damage.

It protects not only the passenger but also other drivers, pedestrians, and property involved in the accident.

Washington State Has At-Fault Auto Insurance

In Washington, the driver responsible for causing a car accident is legally liable for the resulting damages. In this system, the at-fault driver’s insurance is typically responsible for covering accident-related costs, under Wash. Rev. Code § 46.29.260.

Determining fault is a key part of the process and usually involves police reports, witness statements, and evidence from the scene. Insurance companies use this information to assign responsibility and calculate compensation.

Because Washington is an at-fault state, if you are injured by another driver, you generally file a claim with their insurance company rather than your own, although your insurer may provide temporary assistance depending on your policy.

After reviewing your claim, our Lyft accident attorneys in Tacoma will explain in more detail how Washington’s auto insurance laws apply to your situation.

The Insurance Company Is Not on Your Side

The main goal of the insurance company is to minimize the amount they pay out, not to make sure you are fully compensated for your losses.

Insurance adjusters may offer quick settlements that seem convenient but often fall far short of covering your actual expenses. They may also try to use your statements against you to reduce their liability.

Our Tacoma Lyft accident attorneys ensure that your rights are protected. We will handle communication with the insurance company, so you don’t have to worry about saying something that will harm your claim.

Why Are Rideshare Accidents So Complicated?

Lyft rideshare accidents are more complicated than typical car accidents because multiple parties and insurance policies are often involved. Each party may have different insurance coverage and responsibilities, which can make determining fault and filing claims more complex.

Another challenge is coordinating between multiple insurers. In some cases, both the driver’s personal insurance and Lyft’s commercial policy may be involved. Insurance companies may dispute who is responsible or try to shift liability to minimize payouts, leaving you caught in the middle.

Additionally, rideshare accidents often involve injuries or damages that exceed standard coverage limits. Passengers may face serious medical bills, lost income, and property damage, while pedestrians or other drivers may also need compensation. These situations require careful documentation and negotiation to ensure all damages are properly addressed.

Call Our Lyft Accident Attorneys in Tacoma

If you’ve been injured in a Tacoma rideshare accident, you don’t have to face it alone. Our law firm will explain your rights and help you understand your options. We focus on making the legal side as clear and manageable as possible so you can concentrate on your recovery.

No one expects a rideshare ride to end in an accident. But when the unexpected occurs, having knowledgeable Tacoma rideshare accident attorneys on your side can make all the difference. We’re committed to advocating for you and fighting to secure the compensation you deserve. Call Dan Next!